1. GENERAL

This Internet Privacy Policy applies to your visit to the combined web site of the Workers’ Compensation Self-Insurance Trust (WCSIT) and the Illinois School District Agency (ISDA). WCSIT and ISDA are separate self-insurance pools for Illinois school districts that provide, respectively, workers’ compensation and property/casualty insurance programs and related services. The Sandner Group - Insurance Program Managers serves as the Program Administrator, and The Snadner Group - Claims Management performs all claims administration services, for both WCSIT and ISDA.

WCSIT and ISDA respect the privacy of individuals who visit this web site (the "WCSIT-ISDA Site"). This Privacy Policy outlines the information that we collect through the WCSIT-ISDA Site and how we use that information, so that you can decide whether and how you wish to provide information to us.

Your use of this WCSIT-ISDA Site tells us you have read and accept the practices outlined in this Privacy Policy.

2. WHAT INFORMATION IS COLLECTED?

Personally Identifiable Information: Personal data or school district information is collected only when users voluntarily provide information to the WCSIT-ISDA Site, for example in submitting claims forms or applications online, registering for e-mail communications or other services, answering surveys, requesting quotes, or transmitting e-mail requests for information. During these activities, you may be asked to provide information with respect to your school district or certain individuals such as name, e-mail addresses, phone numbers, membership status, claims history, and employee information. We may also ask you for other information at other times.

Anonymous and Aggregated Information: Anonymous and aggregated information, such as which web pages users access and the number of daily visits to the WCSIT-ISDA Site, is automatically collected through various methods. In the course of using the WCSIT-ISDA Site, we may also automatically track certain information about you. This information includes the URL that you just came from, which URL you next go to, and the Internet browser you are using. This statistical information is important to allow us to evaluate and improve the services we provide, to monitor our site performance and to make it easier for visitors to use the WCSIT-ISDA Site.

Use of Cookies: Although the WCSIT-ISDA Site does not currently employ "cookies" to collect information, WCSIT and ISDA reserve the right to implement such technology and related technologies in the future without further notice. A cookie is a small data file that most web sites write to your computer’s hard drive or memory for record keeping purposes when you visit them. Cookies allow web sites to measure activity on the various areas of the site and to improve the user’s experience, for example by remembering passwords and viewing preferences.

3. USE AND DISCLOSURE OF INFORMATION COLLECTED THROUGH THE WCSIT-ISDA SITE

WCSIT and ISDA collect information to provide services to you and to administer their business operations. The information collected on the WCSIT-ISDA Site is used, for example, to provide policy quotes when requested, administer insurance policies and claims, answer questions or concerns, and provide information requested in a timely manner. Personal and aggregated information may also be used to improve the content of the WCSIT-ISDA Site, to perform system administration activities, and to notify you about updates to the site or other matters that we believe will be of interest to you. For example, we may send you e-mails regarding new products or services offered by WCSIT or ISDA.

Please note that WCSIT and ISDA may combine the information about you that we collect at the WCSIT-ISDA Site with information available to us from other sources, including policy and claims information and information received from business partners.

To serve you and administer our business, we may share personal and aggregated information, only as permitted by law, with affiliates and other third parties, including The Sandner Group, our exclusive marketing vendor, and Sandner Group independent insurance agents. We may also share information with other third parties providing services on our behalf, such as web hosting companies.

WCSIT and ISDA will not sell or share personal information with anyone for purposes unrelated to their business.

WCSIT and ISDA may disclose user information, however, in connection with law enforcement or governmental investigations or inquiries, to verify or enforce compliance with the policies governing this WCSIT-ISDA Site and applicable laws, and to protect and enforce the intellectual property and other legal rights of WCSIT, ISDA and third parties.

4. LINKED WEB SITES

Neither WCSIT nor ISDA is responsible for the privacy practices or the content of any other web sites on the Internet that may be linked to the WCSIT-ISDA Site. Please note that when you click on links to web sites outside of http://www.wcsit-isda.com, you are transferred to another web site that may not be under WCSIT or ISDA’s control. We encourage you to read the privacy statements of these linked sites as their privacy policy may differ from ours.

5. SECURITY

WCSIT and ISDA take reasonable measures to protect the security of the information transmitted between browsers and our web server, including using firewalls and other security technologies where deemed appropriate. To protect your privacy, however, please do not use e-mail or this WCSIT-ISDA Site to communicate information you wish to be kept strictly confidential. You acknowledge that any transmission of data may be illegally intercepted and used by third parties. Neither WCSIT nor ISDA shall be responsible for any interception of data transmitted to or from our web server.

6. CHANGES

This Internet Privacy Policy may be modified from time to time. If we change our Privacy Policy, we will post those changes on this WCSIT-ISDA Site. You may wish to visit this page periodically to review the most recent Privacy Policy.

7. FURTHER INFORMATION

If you have questions about our Privacy Policy, or to correct or update information you have previously sent us, please contact us:

Mailing Address:

WCSIT-ISDA
155 North Wacker Drive, Suite 3700
Chicago, Illinois 60606-1731

E-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
Phone: 800-654-9504 (Illinois Only) or 312-906-8001
Fax: 312-627-8888